Tag Archives: retirement

It’s (Almost) Never Too Late for Disability Insurance

As “Generation Y” or “Millennials” as they are now so commonly referred are flooding the American workforce, their more seasoned counterparts, the “Baby Boomers”, are becoming stacked at the opposite end of the career timeline. Boomers came into adulthood during … Continue reading

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Many hear the siren song of retirement on the high seas

It may not be what you thought of as retirement, but some people are all at sea once they leave the workplace. In a good way, that is. A BBC report looked at some sprightly folks who are spending their … Continue reading

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Finances – Starting or Finalizing investments

Finances – Starting or Finalizing investments As we get older, the future of retirement draws nears. But that shouldn’t stop you from saving and investing your money into realistic wants and needs! There are a variety of options you can … Continue reading

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9 retirement moves other countries get right

Other countries are ahead of the U.S. on the retirement curve. In fact, according to the Melbourne Mercer Global Pension Index (MMGPI), the U.S. doesn’t even make the top 10—and that’s not good news. Despite the fact that the U.S. … Continue reading

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When Do Immediate Annuity Payments Begin?

I asked this question to David Pipes in Fresno, California and here is what he said: ” Generally speaking the annuity payment starts within one year of making the deposit. Otherwise it is called a “deferred annuity.” Annuity payments come … Continue reading

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Annuities are not designed to keep up with the market

What is your definition of competitive returns?  Annuities are not designed to compete with market returns.  That being said, Fixed Indexed Annuities might, I said might be able to do that. If you want an annuity to keep up with … Continue reading

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Saving Money with an IRA

IRA – Individual Retirement Accounts Individual retirement accounts, or IRAs, are a method for saving money for retirement that is either tax-free or tax-sheltered. There are several types of IRAs, each with its own benefits, rules, and contribution limits. If … Continue reading

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Plan For Your Retirement…

Here is a good start to developing a successful retirement plan: At what age would you like to retire? How much do you currently have in retirement savings? What are your current living expenses? Based on an assumed inflation rate … Continue reading

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What is the cost to cash in on a 401k?

Withdrawing money from a 401 (k) can be quite complicated and could be quite expensive. Since your employer has established the 401(k) the plan documents that govern your plan are in his office. The first thing to find out is … Continue reading

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10 best states to retire rich and stay that way

When contemplating retirement, you might wonder whether there’s enough money in your retirement savings to support you adequately — without having to work during retirement or find some other source of income. The folks at GOBankingRates have been wondering about … Continue reading

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