Category Archives: robertjrussell

Lockdown causes home insurance premiums to decrease

Insurance experts say that there has been a downward shift in home insurance premiums due to a steep drop in reported crime since the start of the coronavirus lockdown. In the last three months, the average buildings and contents policy … Continue reading

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How much money do you have in your Life Insurance Policy?

Life insurance can provide much-needed cash for loved ones you leave behind when you die. That financial safety net for those who depend on you for support is the primary reason to buy a policy. But life insurance also can … Continue reading

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It’s time to break up with your Car Insurance Company

(Consumer Reports) – Car insurance premiums nationwide have never been higher. Many of us renew our policies year after year without shopping around. But a recent survey of Consumer Reports members found that an overwhelming majority of those who changed to … Continue reading

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Are you paying too much for car insurance?

For the last 34 years people have always wondered if they are getting a good deal on their insurance or not – and this is what I have heard from them since I got my Insurance License. Auto insurance is … Continue reading

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10 Best States to avoid Stolen Car Problems

Car thieves are most attracted to vehicles they can access quick and easily. It follows that the auto insurer suggests the following 12 steps to help drivers prevent a stolen car claim: Keep your vehicle locked at all times, even … Continue reading

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5 Issues Impacting Cannabis Insurance

The legal cannabis industry has experienced rapid growth over the last few years and has had a significant impact on the United States economy. In 2018, the cannabis industry reached over $10.4 billion in sales and is projected to reach $22 billion … Continue reading

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Homeowners want to know about Insurance Coverage

Many homeowners do not understand what exposures are covered under their home insurance policy, according to a new consumer survey. More than two in five Americans (41 percent) believe that a standard homeowner’s insurance policy protects against mold damage, according … Continue reading

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Lower Health Plan Expenses and Reduce Liabilities

Public entities trying to meet the ballooning costs of employee and retiree health benefits face a continuous battle to control those costs and lower their claims experience. However, a multi-pronged strategy that explores both alternative insurance structures and administrative enhancements can … Continue reading

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Ask Robert J Russell – Pre-Approval Letter? Yes or No

The question came to me ” Should you get a Pre-Approval letter when working with a buyer” Listen to my answer regarding this issue. Visit my Group Page for more questions where I will give you the answer: https://www.facebook.com/groups/askrobertjrussell/ Got … Continue reading

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Delaying Retirement?

You’re 49 years old, you make $113,000 a year and you’re starting to get worried about financing your retirement. You could take the drastic step of upping your retirement savings by 10% of your salary. Or you could achieve the same … Continue reading

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