Category Archives: Insurance

Add These Tasks to your To-Do List

Your home is likely your biggest investment, and it requires routine preventive maintenance to keep it in good shape. Some to-dos can be tackled once a year, while others should be carried out on a monthly basis. Here’s a list of … Continue reading

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Why Your Employees’ Driving Record Can Be a Reflection on Your Company

You’ve seen it before – a good employee makes a horrible decision in his or her personal vehicle. What are the implications for your company if the employee’s license is revoked, cancelled, or suspended due to alcohol, controlled substance or … Continue reading

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Lower Health Plan Expenses and Reduce Liabilities

Public entities trying to meet the ballooning costs of employee and retiree health benefits face a continuous battle to control those costs and lower their claims experience. However, a multi-pronged strategy that explores both alternative insurance structures and administrative enhancements can … Continue reading

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Help After Harvey

Help after Harvey My home was damaged by Harvey: A quick guide on filing claims, deadlines, and resources. My car was flooded: Answers to common questions if your car is flooded. Get help in person: Visit a mobile unit location … Continue reading

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Top 100 P&C Groups – 2016

2016 RANK 2015 RANK GROUP NAME NET PREMIUMS WRITTEN 2016 PERCENTAGE GROWTH COMBINED RATIO 2016 COMBINED RATIO 2015 1 1 State Farm Mutual Automobile Ins. 62,365,585 5.08 108.70 103.30 2 2 Berkshire Hathaway Inc. 38,782,982 9.06 95.00 93.44 3 3 … Continue reading

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What happens when a renter dies on the property….

It may be difficult for a property owner to recoup cleanup costs after a renter has died on site. Here, AAA Crime Scene Steam and Clean worker Carol Oguri and owner Kathie Jo Kadziauskas work on a Los Angeles condominium … Continue reading

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Best and Worst States for Life Expectancy

After you read this, please comment on where you live…. In the U.S., the county in which you live can add — or subtract — as much as 20 years, or even more, from your lifespan. The U.S. doesn’t just … Continue reading

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Insurance Call Centers

The insurance industry has been plagued with call-center problems for the better part of a decade. Consider the 2008 report from Genyses Worldwide, “Customer Service Strategies for the Insurance Industry,” which found that mishandled policyholder phone calls was a leading … Continue reading

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Who’s leading in Commercial Auto? Workers’ Comp? Cybersecurity?

National Underwriter’s Top 100 and Heads of the Lines lists — the data for which is provided by S&P Global Market Intelligence — today offer a look at which P&C groups are premium leaders in 11 key lines: Private Auto, … Continue reading

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Universal Life Sales up 64%

Policies with secondary guarantees accounted for 64% of UL sales Universal life insurance policies with long-term care riders may have accounted for 24% of premiums from new U.S. UL sales in 2016, according to analysts at Milliman The percentage of UL … Continue reading

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