Category Archives: Insurance

Top 100 P&C Groups – 2016

2016 RANK 2015 RANK GROUP NAME NET PREMIUMS WRITTEN 2016 PERCENTAGE GROWTH COMBINED RATIO 2016 COMBINED RATIO 2015 1 1 State Farm Mutual Automobile Ins. 62,365,585 5.08 108.70 103.30 2 2 Berkshire Hathaway Inc. 38,782,982 9.06 95.00 93.44 3 3 … Continue reading

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What happens when a renter dies on the property….

It may be difficult for a property owner to recoup cleanup costs after a renter has died on site. Here, AAA Crime Scene Steam and Clean worker Carol Oguri and owner Kathie Jo Kadziauskas work on a Los Angeles condominium … Continue reading

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Best and Worst States for Life Expectancy

After you read this, please comment on where you live…. In the U.S., the county in which you live can add — or subtract — as much as 20 years, or even more, from your lifespan. The U.S. doesn’t just … Continue reading

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Insurance Call Centers

The insurance industry has been plagued with call-center problems for the better part of a decade. Consider the 2008 report from Genyses Worldwide, “Customer Service Strategies for the Insurance Industry,” which found that mishandled policyholder phone calls was a leading … Continue reading

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Who’s leading in Commercial Auto? Workers’ Comp? Cybersecurity?

National Underwriter’s Top 100 and Heads of the Lines lists — the data for which is provided by S&P Global Market Intelligence — today offer a look at which P&C groups are premium leaders in 11 key lines: Private Auto, … Continue reading

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Universal Life Sales up 64%

Policies with secondary guarantees accounted for 64% of UL sales Universal life insurance policies with long-term care riders may have accounted for 24% of premiums from new U.S. UL sales in 2016, according to analysts at Milliman The percentage of UL … Continue reading

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Does Homeowners Insurance Cover Solar Panels?

Anyone financing a home purchase knows that the bank wants to see adequate insurance on its collateral. Of course, what is sufficient for a lender may not be sufficient for the owner. Myriad homeowners policies contain a sea of coverage … Continue reading

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Breach Fatigue

Study finds evidence of ‘breach fatigue’ as more recent data breaches have less of an impact on stock performance A data breach can have immediate and long-term implications for a company in terms of consumer trust and regulatory repercussions, but … Continue reading

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How Storms affect Insurance Companies

Three significant storms combined to put a big dent in the first-quarter profit of the nation’s property and casualty insurers. P&C insurers saw net income after taxes drop to $7.7 billion in 1Q 2017 compared to $13.4 billion for the … Continue reading

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Insurance Wallet

There is a new group that just launched on Facebook and it is called Insurance Wallet. We expect big things to come from this group with Big Ideas from Industry Leaders from all over the world. If you would like … Continue reading

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