Category Archives: homes

The dangers of freezing water & boilers

As we enter the heart of winter and turn our attention toward cold weather conditions where freezing water can wreak havoc on commercial and residential property, the threat of catastrophic failure to boilers looms large (as seen in Figure 1). … Continue reading

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How does Homeowners Insurance work with Arson?

QUESTION: My brother in law set the house on fire. My sister is left homeless, with no clothes or money.The insurance claims they won’t pay out on an arson. Is she just out of luck She wasn’t home and had … Continue reading

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Can Homeowners Insurance be Deducted on a Rental Property?

Landlords Insurance also known as Dwelling Fire Insurance can be deducted on your income taxes against rental income.   Homeowners Insurance would be the incorrect policy form for a tenant occupied property;  please be very cautious not to be insured by … Continue reading

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Housing and Your Garage

In an increasingly mobile society, our automobiles are as important as horses were a century ago. Horse thieves were shot or hung, and we don’t feel much differently about our horsepower. That is why we go to so much trouble … Continue reading

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Household Cleanup Tips

Chances are good that if you’re not being hit by one of our nation’s droughts this summer, you’re being deluged with rainfall. A recent series of strong thunderstorms has swept throughout the United States, wreaking havoc upon homes in their … Continue reading

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Should you improve your insurance?

If you have just insured your new home and paid a year’s premiums in advance as required by many lenders, you may think you can forget about insurance for a while. But what if you are planning to remodel your … Continue reading

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Garden Tips by Robert J Russell

If you’re getting ready to create or add to your garden, you’re probably searching for some good plant options. You could use the same old perennials, or you could choose some plants that do double duty. Keeping the bugs away … Continue reading

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Childproofing your Home

Ignorance is bliss … and danger. Children often seem hardwired with an inherent curiosity for all that is hazardous. If you’ve lived in your current home for a length of time and are convinced you’ve covered all your bases when … Continue reading

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Historic Homes

Owning a historic home these days is more a matter of reverence for history than investing to make money. Consider, for example, the case of Kentucky attorneys Sandra Freeburger and Merritt S. Deitz Jr. Shortly before their marriage in the … Continue reading

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Can a Home Remodel Increase the Value of Your Home ?

There was a time when contractors building McMansion-style home additions or Michelin-worthy kitchens were a regular sight in many neighborhoods – until around 2006, when the Great Recession began to take hold. Here’s the good news: home improvements are starting … Continue reading

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