Smoker vs. Non-Smoker Rates for Life Insurance

Many Smokers who are trying to get Life Insurance have no idea what the difference in the Rates will cost them just because they smoke.

Look at the difference between Non-Smoker and Smoker Rates!

  • Amount of Coverage….$100,000
  • Gender……………………….Male
  • Age……………………60
  • State of Residence…TX
SAMPLE ILLUSTRATION Preferred Plus Preferred
NonTobacco
NonTobacco Preferred Tobacco Tobacco
Premier 10 Year Term – CS6 $392.00/
$34.50
$480.00/
$42.24
$698.00/
$61.42
$1,218.00/
$107.18
$1,802.00/
$158.58
Premier 15 Year Term – CS6 $476.00/
$41.89
$582.00/
$51.22
$793.00/
$69.78
$1,494.00/
$131.47
$2,066.00/
$181.81
Premier 20 Year Term – CS6 $652.00/
$57.38
$766.00/
$67.41
$1,089.00/
$95.83
$2,062.00/
$181.46
$2,495.00/
$219.56
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About robertjrussellcompanies

International Real Estate Agent * Insurance Broker * Radio Talk Show Host * Public Speaker * find out about me - visit http://www.robertjrussellcompanies.com
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